Value investing for income

Beginning of another milestone

I have been thinking about blogging my investment journey for sometime. This could serve as my journal to record my journey. Perhaps years later, I could look back and see how silly I was? Or it could be a platform for my children to learn how I learnt investing and embarked on this journey. Lastly, my biggest wish is to reach out and see if this could help me connect to a wider community interested in the same topic as me.

Thus far investing has being a pretty lonely and boring journey. Boring as I practice value investing for income. Hence most days, there are hardly any actions; I need to make only a few investing decisions each year. Worse is the loneliness in this journey. I find that surprisingly few people around me are invested in the equity market. Even if there are, they are mostly speculating than investing. Nothing wrong with speculating, but it just doesn't work for me. 

Value investing for income

After a few years of trial and error, I figured the method that suits me the most is to adopt this strategy of purchasing good companies at a price that is fair to below market value. For me good companies should have growing earnings and decent dividend payout, in industries that are growing or at least provide a service that can be considered essential in the near to foreseeable future. 

Dividend payout is important for me as I hope to replace the earned income that my wife and I make with passive income in the not too distant future. While it is still work in progress and current dividend collected is still far from replacing our earned income, I am happy that dividend we collect has been growing year on year. At least I seem to be on track!

Inspiration

I have been reading other investing blogs of local investors for some years. The two blogs I enjoy and frequent the most are AK Assi and STE's blog. They are inspirations of some sorts for me, both in approach to investing and looking at life in general. Perhaps in time to come I will muster the courage and be think-skinned to "make friends" with them! 😅